Mortgage rates are great. Calculate your monthly payments

Did you know that if you buy a $300k home today with a 30 year fixed rate of 5% and your down payment on the home is 10% that your monthly mortgage payment is $1449? How does that compare to your monthly rent?In 2010 to date the median sales price of homes in Montgomery County is $330k with 3k+ homes sold! In Washington,DC this year nearly 2k homes have sold at a median sales price of $365k.

If you are curious about what your monthly mortgage payment would be at different price levels? Contact your lender today to get approved for a loan and discuss different scenarios regarding purchase price,down payment and mortage rate.
You can also explore different financing options by going to my website, www.basheinhomes.info, under 'financial tools'. However,you do need to speak with an actual lender to get approved for a loan.

By the way,I always have time for your referrals.


Adam
adambashein@mris.com
www.basheinhomes.info
CELL: 301-943-4370

Adam Bashein
Licensed in MD & DC

Weichert Realtors
7821 Tuckerman Lane
Potomac,MD 20854
301-718-4100 ext. 132

Sellers who regret not selling their home

I've been working with buyers in a neighborhood where there is a small supply of
homes on the market that meet their criteria.

I contacted home owners who have taken their houses off the market during the last several months to let them know I am working with buyers in their neighborhood,if they know neighbors thinking of selling and/or if they're still interested in selling.

One former seller told me that someone inquired about renting his home shortly after their home was put on the market. The owners decided to rent the home out. Now the renter is 3 months behind on rent. The owners are irrate,beside himself and working on the eviction process,which is taxing and time consuming. They wish that they sold their home instead of renting it out,even though the market value of their home isn't where they want it to be.

They told me to call again at the end of the month to see where he is in the eviction process and if my buyer hasn't found a home yet. The sellers were reasonable and happy to talk with me about their situation,wanting to sell even though they are in a tough situation with their tenant.

As I tell all my clients, just because a home 'is not on the market' doesn't mean it isn't for sale. I keep my eyes and ears out for them. That is part of my marketing effort as their realtor.

Meanwhile, I will continue to explore other options for this buyer.

By the way,if you know anybody in MD or DC looking to buy or sell a home,I always have time for thier referrals.

Adam
adambashein@mris.com
www.basheinhomes.info
CELL: 301-943-4370

Adam Bashein
Licensed in MD & DC

Weichert Realtors
7821 Tuckerman Lane
Potomac,MD 20854
301-718-4100 ext. 132

Time to clean the gutters and increase your curb appeal,if you are getting ready to sell your home and want to make a good first impression on buyers.

Valuable information for buyers and sellers.
With warm weather here, it's the ideal time to make
sure your gutters are in tip-top shape, especially if
you are thinking of selling or have your home on the
market. A well-maintained home creates a better first
impression, so it is important to repair any gutter
problems before they lead to a squandered
opportunity.
Here are a few tips to get you started:
• Ensure gutters are free of leaves, sticks and other debris. Do it yourself
by clearing the muck and then flushing the gutters with water to make
sure it drains properly, or hire a professional gutter cleaner.
• If you notice any leaks when testing the water flow, use gutter sealant to
seal the leaky gutter joints.
• Inspect for any sagging gutters. If any are located, they can easily and
inexpensively be fixed by replacing faulty or missing hangers that secure
gutters to the house.
You can have your gutters looking brand new, and increase the curb appeal of
your home, in just a few short hours and with only a little cash out of pocket.

By the way if you are thinking of selling your home or someone you know is thinking of selling their home,contact me for a free pre-market home evaluation. I always have time for your referrals.


Adam
adambashein@mris.com
www.basheinhomes.info
CELL: 301-943-4370

Adam Bashein
Licensed in MD & DC

Weichert Realtors
7821 Tuckerman Lane
Potomac,MD 20854
301-718-4100 ext. 132

If you are a business owner and want to buy a home,make sure to always pay yourself a salary or a bonus,no matter how good or bad business is

Are you a business owner? Pay yourself as though someone else is your boss. Even if business is slow,at least give yourself "a bonus" (less than what you regularly pay yourself) to show consistent income (even if not a consistent level). Without doing this you can damage your credit score. One of my clients didn't pay ...themselves (co-owners of a business) for 4 months,during the rough winter and consequentally,at this point in time cannot get a loan.

Below is a link with an interesting article on this subject:

http://smallbusiness.yahoo.com/r-article-a-114495-m-2-sc-53-youre_the_boss._make_sure_youre_getting_paid-i

Curious about your credit score and purchasing power? Contact me today
for a free consulation.

By the way,if you know anybody in Maryland or Washington,DC looking to sell or buy a home,I always have time for their referrals.

I'm wherever you want to be in Metro DC.

Adam
adambashein@mris.com
www.basheinhomes.info
Adam Bashein
Licensed in MD & DC

Weichert Realtors
7821 Tuckerman Lane
Potomac,MD 20854
301-718-4100 ext. 132